企(qi)(qi)(qi)業信(xin)(xin)(xin)用(yong)(yong)評(ping)(ping)級(ji),又稱企(qi)(qi)(qi)業資信(xin)(xin)(xin)評(ping)(ping)估(gu),是指由信(xin)(xin)(xin)用(yong)(yong)服務中(zhong)(zhong)介機構在有效整合企(qi)(qi)(qi)業相關信(xin)(xin)(xin)息并在實(shi)地考察的(de)基(ji)礎(chu)上為企(qi)(qi)(qi)業提供信(xin)(xin)(xin)用(yong)(yong)等級(ji)證(zheng)書或信(xin)(xin)(xin)用(yong)(yong)報(bao)告的(de)行(xing)為。信(xin)(xin)(xin)用(yong)(yong)報(bao)告是對(dui)企(qi)(qi)(qi)業信(xin)(xin)(xin)用(yong)(yong)狀況的(de)基(ji)本描述和(he)對(dui)其履(lv)行(xing)信(xin)(xin)(xin)用(yong)(yong)的(de)能(neng)力和(he)意愿的(de)綜合評(ping)(ping)價。信(xin)(xin)(xin)用(yong)(yong)等級(ji)證(zheng)書信(xin)(xin)(xin)用(yong)(yong)評(ping)(ping)級(ji)作(zuo)為市(shi)場(chang)經濟(ji)下的(de)發展產物(wu),對(dui)各類(lei)主體,特別是在市(shi)場(chang)經濟(ji)中(zhong)(zhong)占主導的(de)企(qi)(qi)(qi)業的(de)履(lv)約能(neng)力和(he)信(xin)(xin)(xin)用(yong)(yong)程度,給出(chu)綜合分析和(he)測評(ping)(ping)。
信(xin)用(yong)評(ping)級的對(dui)象一般可(ke)分(fen)為二類:即債券(quan)信(xin)用(yong)評(ping)級和主體信(xin)用(yong)評(ping)級。